7 Areas Of Expertise.
Consulting
Employee Benefits
HR Support
Individual Insurance
Financial Services
Group Access would like to introduce you to R7 Connect Employer Services. Our goal is to assist you in making each year a great success. Your business demands significant attention to a variety of issues – issues that you cannot afford to ignore. We free up time and resources so that you can focus on what is most important to you- running your business profitably. Group Access can find the best solutions at the best value to ensure your compliance and growth from Employee Benefits to HR Compliance. We welcome the opportunity to discuss your specific needs and demonstrate our extensive knowledge and services. Let Group Access be your # 1 resource.
Employee Benefit Support – Complimentary
Whether you are in need of an HR professional or assistance with your compliance responsibilities, we can help! Compliance has never been easier. We can customize a plan for you depending on your unique situation.
Open enrollment is the period each year when you’re allowed to start, stop or change your health insurance plan. Normally, you sign up around the end of one calendar year for coverage that lasts the full next year.
| Plan Type | Open Enrollment |
| Individual & Marketplace Health Plans | November 1st – January 31st |
| Employer Sponsored Plans | Dates Depend on Employer |
| Medicare | October 15th – December 7th |
If you’re interested in purchasing health insurance on your own, you have several options for purchasing a policy:
Life happens, and when it does, your health coverage may have to change. If you experience a qualifying life event that affects your insurance needs, you can take advantage of a special enrollment period.
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for retirement and health benefit plans in private industry.
The federal Family and Medical Leave Act (FMLA) generally requires private employers with 50 or more employees to provide eligible employees with up to 12 weeks of unpaid leave during a 12-month period for certain family and medical reasons.
A Cafeteria Plan (includes Premium Only Plans and Flexible Spending Accounts) is an employee benefits program designed to take advantage of Section 125 of the Internal Revenue Code. A Cafeteria Plan allows employees to pay certain qualified expenses (such as health insurance premiums) on a pre-tax basis, thereby reducing their total taxable income and increasing their spendable/take-home income.
Group Access would like to introduce you to R7 Connect Employer Services. Our goal is to assist you in making each year a great success. Your business demands significant attention to a variety of issues – issues that you cannot afford to ignore. We free up time and resources so that you can focus on what is most important to you- running your business profitably. Outsourcing these services to our trained professionals can help you control capital costs, increase efficiency, reduce labor costs, focus on your core business, increase your competitive edge and reduce risk. We customize successful plans by simplifying your source of assistance. Group Access can find the best solutions at the best value to ensure your compliance and growth. We welcome the opportunity to discuss your specific needs and demonstrate our extensive knowledge and services. Let Group Access be your # 1 resource.
Private Exchanges allow employers to enhance their employee benefit experience while streamlining the enrollment process – online! Employers can minimize time spent on open & new hire enrollments & processing errors. Employers and their employees can login anytime to check their benefit information and update personal demographic data. Our online Private Exchange can strengthen employee engagement, reduce costs, and simplify benefits administration.
| Private Exchange | Public Exchange | |
| Who uses it? | Active and retired employees of companies who provide benefits | Primarily individuals purchasing insurance on their own for themselves and their families |
| Who operates it? | Private companies | Government bodies – individual states or the federal government |
| What products are available? | Often a wide range of benefits including health care plans across a wide range of price points, dental, vision, life, disability, critical illness, wellness, legal plans, and even pet insurance and telemedicine | Medical, dental and vision |
| Are subsidies available? | No | Yes |